Step-by-Step Roadmap
🔑 Here’s What the Buying Process Looks Like
1) Discovery Call – Let’s chat about your goals, budget, and timeline.
2) Home Loan Game Plan – I’ll connect you with trusted lenders to help you understand what you can afford.
3) Home Shopping – We’ll tour properties that fit your lifestyle, wish list, and monthly payment goals.
4) Make an Offer – I’ll guide you through the strategy to stand out without overpaying.
5) Negotiation & Escrow – From inspections to repairs, I’ll protect your interests every step.
6) Closing & Keys – 🎉 We’ll make sure everything is clear and ready before move-in day.
7) Post-Close Support – I’m still here for referrals, questions, and your next chapter.
Watch: 8-Part Buyer Series
Don’t Just Read About It. Watch It.
Real talk, real steps, real support. My 8-video series breaks it all down — from pre-approval to closing.
▶️ Watch the Series Today!
BUYER TOOLKIT DOWNLOAD
🧰 The Toolkit Every First-Time Buyer Deserves
Confused by all the moving parts? You’re not alone. That’s why I created a step-by-step toolkit with checklists, prep questions, and financial tips tailored for Southern California.
Highlights:
✔️ Budgeting breakdown
✔️ Must-ask Realtor questions
✔️ Timeline overview
✔️ Mistake-avoidance checklist
DOWN PAYMENTS & GRANTS
Worried About Your Down Payment? Let’s Talk Strategy.
Most buyers think they need 20% down. Truth is, many get in for much less. I’ll help you explore:
🏡 First-time buyer assistance
🌟 0% down VA or USDA loans
💼 Employer and union programs
🧾 Tax credit opportunities
MORTGAGE CALCULATOR
AFFORDABILITY CALCULATOR
Quite affordable.
EXPLORE HOMES
If You Can See It, We Can Strategize It.
You’ve been visualizing your perfect place — but the dream works better with a custom plan. Together, we’ll align your goals with what’s available, what’s doable, and what’s waiting just for you.
SEARCH NEW HOMES
Discover the latest homes hitting the market! Use this tool to explore brand-new properties tailored to your preferences, from location to price range. Find your dream home in just a few clicks.
EXPLORE NEW HOMES
SCHOOL RATING
Get insights into school performance in your desired area.
Use GreatSchools.org to compare schools based on ratings, test scores, and community reviews, helping you make the best decision for your family.
VIEW SCHOOL RATINGS
SCHOOL REPORT CARD
Access detailed School Accountability Report Cards (SARC) for California public and private schools. Compare achievement, environment, and resources to find the best fit for your needs.
EXPLORE SCHOOL REPORTS
Let’s Take the First Step Together
You Deserve a Calm, Clear Homebuying Experience
Hi, I’m Michelle — a Broker Associate with 14+ years of experience, and a deep love for helping first-time buyers. I’ve walked hundreds of clients through this journey and I’ve built this page with you in mind.
Certifications:
✔️ Accredited Buyer’s Representative (ABR®)
✔️ Negotiation training with Chris Voss
✔️ Certified Real Estate Investment Specialist
FAQs
What’s the first step to buying a home?
Start with a strategy call.
I always recommend a 15-minute discovery call first — it’s where we talk about your goals, timeline, and any fears or questions you have. From there, I’ll guide you to the right lender, prep you for approval, and build a custom plan that makes sense for you. You don’t have to figure it all out on your own — that’s what I’m here for.
How do I choose a good lender?
It’s not just about rates — it’s about communication.
A good lender explains things clearly, responds quickly, and structures your loan based on your lifestyle — not just your max approval. I work with trusted lenders who are excellent with first-time buyers and will take time to educate you, not pressure you. I’m happy to connect you with a few I personally trust.
What if I don’t have 20% down?
You don’t need that much.
Most of my first-time buyers put down 3% to 5%, and some qualify for special assistance programs with 0% down. You might also be eligible for grants, credits, or loans that help cover your down payment or closing costs. Let's talk about what programs are a fit for you — I can guide you through it step by step.
VIDEOS
Check out the video resources to learn more.